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The original was posted on /r/cryptocurrency by /u/002_timmy on 2025-12-29 20:04:32+00:00.

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The original was posted on /r/cryptocurrency by /u/kirtash93 on 2025-12-29 18:50:20+00:00.

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The original was posted on /r/cryptocurrency by /u/AetherGripX on 2025-12-29 18:17:07+00:00.

question because I've been holding crypto for years now and I'm tired of the mental gymnastics required to actually use it in real life. Here's my issue, I'm not giving up self custody just to spend crypto at Starbucks or pay for gas. I didn't get into crypto to hand my keys over to another centralized platform that can freeze my account or get hacked. But I also don't want to go through this ridiculous process every time I need to buy something transfer to an exchange, sell to fiat, withdraw to my bank account, wait 3-5 business days, then finally spend it like a normal person. That completely defeats the entire purpose of holding crypto in the first place.

So my question is, are we actually at the point yet where you can tap to pay from your actual wallet like MetaMask, Ledger, Trust Wallet, whatever you're using for self-custody or is this still a wait another 5 years and maybe the tech will catch up situation? I keep seeing crypto payment companies pop up but they all seem to require you to deposit funds into their custodial wallet first, which is exactly what I'm trying to avoid. If anyone's actually doing this successfully without compromising on custody, I'd genuinely love to know the setup because I'm starting to think the tech just isn't there yet.

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The original was posted on /r/cryptocurrency by /u/sadiq_238 on 2025-12-29 17:41:19+00:00.

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The original was posted on /r/cryptocurrency by /u/KIG45 on 2025-12-29 17:38:55+00:00.

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The original was posted on /r/cryptocurrency by /u/DryMyBottom on 2025-12-29 09:41:28+00:00.

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The original was posted on /r/cryptocurrency by /u/Odd-Radio-8500 on 2025-12-29 16:49:50+00:00.

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The original was posted on /r/cryptocurrency by /u/setokaiba22 on 2025-12-29 11:26:22+00:00.

It’s January 1, 2029, the first day of the digital euro. You are in a shop buying milk and bread, and decide to pay with this new money. How exactly will it work?

If you have a bank account, the digital euro will sit inside its app on your phone. The cost of the bread and milk can be taken out of your digital-euro wallet, which is separate from your regular bank account. You don’t have a bank? You can open a digital euro account anyway, including through a post office.

There will be a cap on how much it holds – €3,000 has been suggested by the European Central Bank (ECB), but the final number isn’t set.

Downloading a standalone digital-euro app on your phone will be another option. Or using a special digital-euro card, which the ECB will also issue.

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The original was posted on /r/cryptocurrency by /u/Illperformance6969 on 2025-12-29 11:02:13+00:00.

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The original was posted on /r/cryptocurrency by /u/JAYCAZ1 on 2025-12-29 08:25:33+00:00.

I get wanting to protect users, but if a foundation can rewind history on demand, that’s a pretty clear answer to the ‘is this decentralized?’ question. The precedent feels worse than the exploit

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The original was posted on /r/cryptocurrency by /u/ourcryptotalk on 2025-12-29 05:22:21+00:00.

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The original was posted on /r/cryptocurrency by /u/AutoModerator on 2025-12-29 01:00:58+00:00.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

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The original was posted on /r/cryptocurrency by /u/gdscrypto on 2025-12-29 04:56:02+00:00.

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The original was posted on /r/cryptocurrency by /u/DirectionMundane5468 on 2025-12-29 04:31:44+00:00.

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The original was posted on /r/cryptocurrency by /u/KIG45 on 2025-12-28 18:58:47+00:00.

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The original was posted on /r/cryptocurrency by /u/KIG45 on 2025-12-28 16:48:15+00:00.

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The original was posted on /r/cryptocurrency by /u/kirtash93 on 2025-12-28 19:18:37+00:00.

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The original was posted on /r/cryptocurrency by /u/spriteMeLeukoKrasi on 2025-12-28 17:42:19+00:00.

Genuine question because this has been bothering me for a while.

DeFi conquered crypto trading. We got DEX aggregators, perps, options, the whole nine yards. We got lending protocols that actually work. Everyone's obsessed with RWAs now (tokenized treasuries, real estate, bonds) but somehow commodities (the original real-world assets) are getting zero attention.

The $140 trillion commodities market (oil, natural gas, metals, agriculture, the stuff that literally runs civilization) is still operating on infrastructure from the 1980s. Settlements take 2-3 days. Margin requirements lock up insane amounts of capital. Operational costs eat 30-50% of potential efficiency. It's genuinely archaic.

Why hasn't crypto touched this? The tech exists. Sub-100ms execution is possible onchain. T+0 settlement. Collateral efficiency that blows traditional markets out of the water. So what's the holdup? Regulatory friction? Liquidity chicken-and-egg problem? Or does nobody care because tokenizing oil futures isn't as sexy as the next memecoin pump?

Curious if anyone's tracking projects building in this vertical or if I'm just shouting into the void here.

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The original was posted on /r/cryptocurrency by /u/0bran on 2025-12-28 16:32:27+00:00.

Something clearly broke overnight. The active staking minimum reportedly jumped from ~280 DOT to ~10,100 DOT, causing many users with hundreds or even thousands of DOT to suddenly become inactive and stop earning rewards. At the same time, funds remain locked for 28 days due to unbonding rules. Some users also reported that both direct nominations and pools were inactive, which points to a network-level issue rather than user error.

The core problem is not “small vs big holders”. The problem is that rewards can stop overnight without warning, while capital stays locked, and this risk is not clearly disclosed in wallets that prominently advertise APY. Whether this is caused by election mechanics, a low number of elected nominators, or an edge case/bug, the user impact is the same: no warning, no grace period, no exit without penalty.

This may be “by design” and fully on-chain, but it breaks basic risk assumptions for staking and is extremely hostile to retail users. At minimum, wallets should clearly warn that direct DOT staking has no guarantee of continuous rewards and that users can become inactive without notice while still locked for 28 days. Posting this so others are aware before staking, not after learning the hard way.

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The original was posted on /r/cryptocurrency by /u/002_timmy on 2025-12-28 16:14:46+00:00.

Original Title: Flow Blockchain exploited. Malicious actor bridged out $4M. Flow rolls back the chain after hacker bridged out (hacker keeps funds), new users bridge in (users lose funds) and didn’t communicate with major bridges. Flow is receiving a ton of criticism for their actions

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The original was posted on /r/cryptocurrency by /u/GreedVault on 2025-12-28 14:37:48+00:00.

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The original was posted on /r/cryptocurrency by /u/DryMyBottom on 2025-12-28 13:46:40+00:00.

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The original was posted on /r/cryptocurrency by /u/Dongerated on 2025-12-28 09:09:36+00:00.

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The original was posted on /r/cryptocurrency by /u/AutoModerator on 2025-12-28 01:00:48+00:00.

Welcome to the Daily Crypto Discussion thread. Please read the disclaimer and rules before participating.

Disclaimer:

Consider all information posted here with several liberal heaps of salt, and always cross check any information you may read on this thread with known sources. Any trade information posted in this open thread may be highly misleading, and could be an attempt to manipulate new readers by known "pump and dump (PnD) groups" for their own profit. BEWARE of such practices and exercise utmost caution before acting on any trade tip mentioned here.

Please be careful about what information you share and the actions you take. Do not share the amounts of your portfolios (why not just share percentage?). Do not share your private keys or wallet seed. Use strong, non-SMS 2FA if possible. Beware of scammers and be smart. Do not invest more than you can afford to lose, and do not fall for pyramid schemes, promises of unrealistic returns (get-rich-quick schemes), and other common scams.

Rules:

• All sub rules apply in this thread. The prior exemption for karma and age requirements is no longer in effect.
• Discussion topics must be related to cryptocurrency.
• Behave with civility and politeness. Do not use offensive, racist or homophobic language.
• Comments will be sorted by newest first.

Useful Links:

• Beginner Resources
• Intro to r/Cryptocurrency MOONs 🌔
• MOONs Wiki Page
• r/CryptoCurrency Discord
• r/CryptoCurrencyMemes
• Prior Daily Discussions - (Link fixed.)
• r/CryptoCurrencyMeta - Join in on all meta discussions regarding r/CryptoCurrency whether it be moon distributions or governance.

Finding Other Discussion Threads

Follow a mod account below to be notified in your home feed when the latest r/CC discussion thread of your interest is posted.

• u/CryptoDaily- — Posts the Daily Crypto Discussion threads.
• u/CryptoSkeptics — Posts the Monthly Skeptics Discussion threads.
• u/CryptoOptimists- — Posts the Monthly Optimists Discussion threads.
• u/CryptoNewsUpdates — Posts the Monthly News Summary threads.

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The original was posted on /r/cryptocurrency by /u/Abdeliq on 2025-12-28 04:30:48+00:00.