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The original was posted on /r/cryptocurrency by /u/setokaiba22 on 2025-12-29 11:26:22+00:00.
It’s January 1, 2029, the first day of the digital euro. You are in a shop buying milk and bread, and decide to pay with this new money. How exactly will it work?
If you have a bank account, the digital euro will sit inside its app on your phone. The cost of the bread and milk can be taken out of your digital-euro wallet, which is separate from your regular bank account. You don’t have a bank?
You can open a digital euro account anyway, including through a post office.
There will be a cap on how much it holds – €3,000 has been suggested by the European Central Bank (ECB), but the final number isn’t set.
Downloading a standalone digital-euro app on your phone will be another option. Or using a special digital-euro card, which the ECB will also issue.