this post was submitted on 03 Aug 2023
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To be fair, accidental damage is never covered under "warranty" (or any other extended service guarantee "warranty equivalents") from any manufacturer. Given these black rectangles go everywhere with us, it's still very good to have a device that won't absolutely crap itself as soon as it gets dropped in water.
I say this as someone who often sees customers bring in water damaged devices, wanting their data off of it.
Frankly though, I wish the term used was "water resistance" and not "waterproof". That semantic annoys me.
You should read AppleCare+ ToS before you make that claim. They will absolutely let you file a claim for accident damage (it is spelled out in the ToS).
AppleCare is not warranty (but is an equivalent), while AppleCare+ is the equivalent of insurance. I've edited my post to clarify this a little better.