I don’t think you need some big coordinated Illuminati-type group to explain what’s going on. It’s way more realistic to see bad actors as behaving like bacteria or viruses. They don’t sit in secret meetings plotting everything. They just act independently in ways that benefit themselves, and the harmful effects add up on their own.  Bacteria don’t plan. They find weaknesses, take advantage of them, multiply, and adapt when something stops them. They’re not masterminds. They’re just opportunistic. One person finds a loophole, another copies it, someone else builds on it, and suddenly you have a whole system bending in a bad direction without anyone actually coordinating it.

And this is where billionaires fit in. Realistically the traits that get you to billionaire status are usually closer to aggressive mutations in an ecosystem. Not kindness or wisdom, more like: ruthlessness, willingness to exploit gaps, willingness to push harm outward while collecting gains.

Once someone becomes a billionaire, their resources act like a multiplier. A normal bad actor is one germ. A billionaire is the same germ with unlimited food, a weakened immune system around them, and the ability to reshape the environment to favor their own growth.

And then you get a feedback loop. The more safeguards and regulations get weakened, the easier it is for aggressive “strains” like this to emerge. Those new billionaires then use their wealth to weaken safeguards even more. Each round speeds up the next. It’s basically the same dynamic as a compromised immune system getting overwhelmed by infections that would normally be manageable.  

But most of all, there's no way you're going to get that many extreme narcissists to work together nicely and follow some long term plan.