My gf got several letters and I started using a VPN. Easy peasy. No problems.
Now I've moved to seedboxes (seedhost.eu) and private trackers. First I buy an invite to a private tracker (if you spend like $20 you can get an invite to one of the less prestigious ones and like 500gb of quota). This is kind of a process since private trackers are 1000% against selling invites so it's kind of a "marketplace" forum type deal. Not a 1 min paypal transaction. Took me a couple days to get my first invite.
Then use that tracker on the seedbox which has a few tb disc. Then I sftp in (I have used the app Forklift for many years and highly recommend if you're on a Mac, it's amazing) and transfer down.
I get like 7 MB/s through VPN which is alright for me and even without a VPN, it's just random traffic coming from a server. You aren't torrenting from your machine so there's no issue.
To get quota on the trackers, you can either buy an invite that includes some quota or build it up yourself. The seedboxes I use have like 100 MB/s upload speed so you'd just download some super popular (freeleach if possible) torrents and then seed for a while. If your invite comes with some quota, likely you'll have more quota than you know what to do with. I bought an invite with a 100gb quota and now I have like 4tb of quota.
The downside is cost which might defeat the point of pricy for some. I pay like $6 a month for my instance. But if you're willing to pay for a more powerful instance you can run Plex directly and stream everything if you wanted. I download locally and put it on my local Plex server.