this post was submitted on 16 May 2025
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A Boring Dystopia
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They just kind of glazed by the root of the issue...
Rent shouldn't be more than mortgages.
They can do this shell game, because they're still making $700/month and building equity. Someone without a house to rent is absolutely fucked.
Where did you get the extra $200?
Also it will be definitely less than $700 unless they have a rental agreement that the renter does all repairs and improvements. What happens if the roof starts leaking? Whose footing the bill on that one? What about insurance? Landlord insurance isn't cheap.
They seem to be really living on thin margins and probably building a ton of credit card debt.
They get 2,300 and spend 1600 by living in the apartment and renting.
$700/month and equity.
But obviously it's more of an issue when it scales up
They still pay the mortgage of 1400 a month as well.
Yeah they’re still technically $700/mo in the negative.
$1400 mortgage + $1600 apartment is $3000 in expenses. $2300 income from the rent gives them an outlay of $700 they still have to come up with for the apartment.
So for strictly housing costs, they pay $700/mo. That likely doesn’t include all of the other things they need: food, transportation, medical, utilities, etc.