this post was submitted on 21 Sep 2025
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If you have halfway decent insurance (which not everyone does of course) it is not particularly expensive out of pocket. The bill from the hospital is huge though, yes, but it gets picked up with insurance.
A "funny" feature of US healthcare is that it may be cheaper to get pregnant in November-February or so, because then the bulk of the healthcare will take place in one year and you'll meet any out of pocket max in one year only. Giving birth in January, on the other hand, means you probably meet your out of pocket twice
once for pregnancy, once for birth.