Hey everyone,
I've got a question about how to deal with an automotive incident in London, Ontario. Any advice would be much appreciated!
I parked my vehicle outside of a shop, and while I was inside, someone backed into my vehicle & drove off. I was able to capture the hit and run on dash cam, including the other drivers license plate. It's very clear who it was. Luckily, the damage basically boils down to a few dents and scratches.
Im obviously planning on fixing the damage; however, from those that I've spoken to, it's not worth trying to get any compensation from the one who hit me. I'd have to file a police report to get their information, to get the police report I'd need to give them my insurance information, and then my insurance finds out and will raise my rates.
Is there anything worth doing, or am I SOL on this one?
Again, any advice would be much appreciated!
I'm not in Canada so YMMV but you are usually required to inform your insurer of and accident whether you're at fault or now though often it's better to keep quiet and pay for any repairs out of pocket.
If you have evidence of the other party you should be able to claim against their insurance and perhaps punish an irresponsible driver at the same time.
It boils down to how much it would cost to repair the damage and how much you want the other person to be brought to account.