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My favorite part about 5e centaurs is that the monsters are large sized which makes all their mounting rules function the way you'd expect. However they generally try to avoid having PCs get to a point where they're large by default. So PC centaurs are medium creatures with an increased carrying capacity meaning they can ride horses by default and function for all the rules of intelligent mounts. As long as you fit in the weight limits you can just keep stacking centaurs on top of each other in the same 5ft square, RAW
You'll still max out the carrying capacity of the bottom centaur after stacking only 3, maybe 4 with max STR or a Belt of Giant Strength. Now if you throw some castings of Levitate into the mix...
And the DM immediately shuts that down by telling you that a horse or other creature doesn't have the appropriate anatomy to be a mount for a centaur
Well yes, that's what the RAW (rules as written) part was addressing. Common sense will generally stop that