Casual UK

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What insurance covers my liability if I injure someone? (lemmy.world)

submitted 1 week ago by Paularhion@lemmy.world to c/casualuk@feddit.uk

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Hello, I have a rather mundane question, but I can’t seem to find a clear answer online. Suppose I’m cycling or running in the UK and I accidentally knock someone over, causing them injury or disability. What type of insurance would cover my liability in such a case?

In some other European countries, home insurance covers civil liability, but this doesn’t appear to be the case in the UK with standard home contents insurance.

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[–] RunjamboJenkin 9 points 1 week ago

Liability insurance. For cycling, a membership to UK Cycling will cover you for up to £10M. And also gives you other benefits.

You could purchase this type of insurance independently too.

Hope this helps!