this post was submitted on 02 Jan 2026
14 points (93.8% liked)

Casual UK

3735 readers
2 users here now

Casual UK

A casual place for banter and anything that doesn't fit in anywhere else.

Have chat and a natter. Talk about anything and everything that's not political!

Keep it casual.

Rules

Other communities:

Here:

Elsewhere:

founded 2 years ago
MODERATORS
tkc@feddit.uk
blackn1ght@feddit.uk
Flax_vert@feddit.uk
14
What insurance covers my liability if I injure someone? (lemmy.world)
submitted 1 week ago by Paularhion@lemmy.world to c/casualuk@feddit.uk
6 comments fedilink hide all child comments
 

Hello, I have a rather mundane question, but I can’t seem to find a clear answer online. Suppose I’m cycling or running in the UK and I accidentally knock someone over, causing them injury or disability. What type of insurance would cover my liability in such a case?

In some other European countries, home insurance covers civil liability, but this doesn’t appear to be the case in the UK with standard home contents insurance.

you are viewing a single comment's thread
view the rest of the comments
[–] Paularhion@lemmy.world 2 points 1 week ago

Thank you for your insight and for the link

My family told me over Christmas about a case in France where a person, while running, knocked over a pedestrian, causing them a disability and loss of earnings. Because the person at fault did not have personal liability insurance, they were required to compensate the injured party for their lost income over several years.

From what I’ve read, this seems to stem from a cultural difference. In France, it’s common to have this type of insurance, so people are more likely to pursue a claim.