Neoliberal
Woke Rainbow Capitalism (nerds)
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Other Fediverse Communities:
We in c/Neoliberal support:
- Free trade and competitive markets
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Neoliberals can be found in many political parties and we are not dogmatic supporters of specific parties. But we tend to find ourselves agreeing more often with parties that espouse liberal values, internationalism and centrist economics, such as the Democrats in the US, Liberal Democrats in the UK, FDP in Germany, Renaissance/MoDem in France, the Liberal Party in Canada, and so on.
Further Reading:
- I’m a Neoliberal. Maybe You Are Too.
- The Neoliberal Mind
- Neo-Liberalism and its Prospects
- Neoliberalism: the Genesis of a Political Swear Word
News sources:
Here are some suggested news sources that we like and tend to find reliable. Please note that posts and threads are not at all limited to these sources!--
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50% on rent. 40% on food and utilities. 15% on a cell phone. You're already going into debt.
So no phone then. All you do is work, eat meagerly, and sleep. Your clothes are aging but you can't replace them. You have no friends, but that's ok you can't afford to do things with them anyway. You pray inflation stays at zero and you never get sick.
At this point, you choose debt or suicide because this isn't a life.
So.... you're on team "set half your money on fire" then...? Because if your point is "I'm so poor, pity me!", then you should know that I won't, because I don't like being emotionally manipulated.
As for your "choice" - you are describing being poor in a developed nation. As a resident of a developed nation, you are already richer than about half the world's population, and are richer than pretty much every human who ever lived more than 100 years ago. Given that all those people weren't/aren't offing themselves at an astonishing rate, we can conclude that your financial situation is not the cause of your suicidal ideation. As someone who's been there before, I can tell you that it is probably more about social isolation. Sorry you aren't feeling great - the solution is to move in with some friends and make dinner together. At the very least you'll save money on rent, even if you still want to kill yourself.
I'm not asking you to pity these people. I'm asking you to recognize that we've set up a system where some portion of the population absolutely is destined to fail and there's nothing they can realistically do about it.
For some portion of the population, "man up and tough it out" is not a reasonable answer.
And I'm not sure why you're thinking this is about me. I've got friends and family and money and health. I also have a realistic view of reality and numbers. And the reality is, for a lot of people, these numbers don't line up.
I explicitly addressed this in my original post when I said:
My point is that "failure" is not a singular state. I have repeated this several times. If you are "destined to fail" then following good rules of personal finance is even more important to you than to someone who has some extra cash but is sad that they won't be a homeowner. Every good financial descision that someone living with the budget you described makes is a decision that is keeping them housed and fed for longer. This is simple math.
I think you're still not getting my point.
Some people are positioned to fail and no amount of good behavior or savings will stop that.
Do you agree with that statement?