this post was submitted on 14 Jan 2026
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In Brazil you can use a central bank system called pix. Everyone with a bank account has it. You can send money to any phone number registered on pix and everyone accepts it.
All banks support it so people can use it anywhere with anyone. Also we support a system like Japan with barcode but since pix people are using it less
Singapore has PayNow, Thailand has PromptPay, India has UPI... Just US/EU still struggling to get out from grip of mastercard/visa. Tho after Trump nonsense Eau is trying, but UK is not even trying.