this post was submitted on 29 Aug 2026
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My current bank isn't super useful with internet banking, and with branches being as rare as hen's teeth, accessing service is too much of a hassle. So thinking to shift. Interested to know what you all think about these banks I'm thinking about shifting to.

  1. Bank Australia

Pro: Love the ethical/environmental stance, like that they trade under their own licence

Con: Not really sure how good their internet banking is.


  1. Ubank

Pro: certainly seems like the best for internet banking

Con: trade under NAB licence (is this really much of a problem though)


  1. Beyond Bank

Pro: only bank run for members, because it's an old credit union, have personal recommendations

Con: Don't know if they have better internet banking than even my current provider.


  1. Mystery Bank suggestions??

Pro: Perfect bank for me!

Con: Don't know about it yet.


Comments, not financial advice ;), are very welcome!

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[โ€“] Expand@fedi.ur-mom.gay 2 points 6 days ago (1 children)

I use macquarie bank, used to be with ubank but their savings rate only applies if you increase your balance over last month which sucked given i could get the same interest rate from mac bank with not silly condition to get it, when you dont increase on ubank it drops to like 0.35% instead of 5 or whatever

Mac bank has a pretty good app though missing some features from ubank like their bill predictor which i loved

Interesting about ubank savings accounts, okay, read the fine print on that one then. Cheers.