this post was submitted on 13 Jun 2023
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Fun fact- HIV PREP absolutely is free under the ACA, but nearly all insurance companies in the US actively defy regulation by making up ways not to cover it (which still aren’t in line with the law). Excuses like:
-We need you to use a specific medication -We’ll only cover it if you go to a specific pharmacy -It’s not on our formulary -We can only cover 60% -Oh but there are patient assistance programs! Why don’t you use those instead? We’ll help you get set up with one!
All of these are serious ACA violations and need to be treated as such. If your insurance does this, get in touch with your state’s department of insurance and file a complaint. I did this and had PREP for free within days after nearly a year of fighting.
lol. I love how fast stuff happens when you start reporting people.
Do you have any info about when ACA demands full coverage? I only see "almost"s and "mostly"s like here https://www.cdc.gov/hiv/basics/prep/paying-for-prep/index.html
I do! Here ya go fam- it’s part 47 of the ACA!
https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-47.pdf
Awesome thanks!