I just returned from a conference. AI was 60% of the conversation. Agents were 25%. They are coming. You’ll be able to have plain text conversations with bots that will automate a number of activities. Send out invoices for services you typically use (phone, internet, cable, rent, etc), follow ups when you’re late on payments. Personal assistants who book events and rooms for you. Helper bots that stay focused and help build systems that AI can understand and will have AI protocols built in.
Agents will be taking to agents that talk to other agents. Security will absolutely be an issue. It will be like how a mailing clearing house shares your information to other advertisers and sends you mail.