For the fun of it, my computer algorithm's bottom 11, with human tie-breaker:
137 - UCLA
136 - UMass
135 - Akron
134 - San Jose State
133 - Sam Houston
132 - Eastern Michigan
131 - Western Michigan
130 - THE Miami
129 - San Jose State
128 - Virginia Tech
127 - Norte Dame
(It's 137 because "1-AA Team" placeholder gets a spot)
Kansas State barely misses the list, with their 3-point win over a 1-AA team.