I don't really see a problem with most of it, 2fa is obviously a good thing and necessary bc people just don't use strong enough passwords.
Being able to do government stuff at my own home is great too.
Most of these things are for convinience.
I see a problem if there is no alternative way to pay for things in cash.
Surveillance is a different beast alltogether but this comes down to legislation. Countries managed to cut down freedom without any mobile phones at all. This is what we need to focus on not on mildly annoying tech.