this post was submitted on 28 Nov 2023
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[–] colin8651@alien.top 1 points 2 years ago (3 children)

Other people’s mileage may vary, but Goldman’s phone support was great.

[–] Demosama@alien.top 1 points 2 years ago

Goldman really bent over backwards for Apple.

[–] mredofcourse@alien.top 1 points 2 years ago

I don't know about their phone support... I hate talking to support over the phone, but their iMessage support was stellar.

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[–] AnthonyBTC@alien.top 1 points 2 years ago (1 children)

I'm hoping that with Goldman withdrawing, the partnership could be transferred to either American Express or perhaps JP Morgan. I don't see another company that can offer what Apple aims to achieve with the card.

[–] Putrid_Pack7864@alien.top 1 points 2 years ago

Neither of those outfits are likely to adopt the kind of underwriting standards that Apple will want in place.

Nobody — even the subprime folks like Synchrony — is going to concede the interchange fee revenue that GS surrendered to Apple. That’s the truly shocking part of this story.

My bet is on Synchrony, in all honesty. I kinda hate them but I’ve had better experiences with them than GS. A lot of their problems come down to outdated technology and that’s something Apple will certainly fix for the Apple Card. A good partnership might even see Apple lend some expertise to Synchrony on their other products. Their account management system feels like it was designed in the 1990s on Web 1.0.

[–] redactedreplicant@alien.top 1 points 2 years ago (1 children)

Still not paying that shit off, don’t have a job (health issues) they can fuck themselves ☠️

[–] timffn@alien.top 1 points 2 years ago
[–] DevTom@alien.top 1 points 2 years ago (1 children)

Hopefully the Apple Card stays around, it’s my daily driver CC and I really enjoy the interface and spending breakdowns it provides.

[–] The-MDA@alien.top 1 points 2 years ago
[–] one-upping-MFer@alien.top 1 points 2 years ago

So what happens to my Apple Card?

[–] EVRYEDGE@alien.top 1 points 2 years ago (3 children)

What always strikes me as odd is how the card is laser-etched, made of titanium, 3 times as heavy as a plastic card - which all sounds very exclusive - yet the guy with the 650 credit score can get one...??

[–] ImVinnie@alien.top 1 points 2 years ago

because that 650 credit score person will spend more than they can afford on the card, get into a pile of debt, and be a customer until they die, trying to pay the card off

[–] rayquan36@alien.top 1 points 2 years ago

Yeah and on the other end, I have a great credit score and I was pretty insulted at how little of a credit limit they gave me.

[–] thirdimpactvictim@alien.top 1 points 2 years ago

It’s not odd at all when you consider 80% of Apple’s customer base is pretending to be the other 20%

[–] iWORKBRiEFLY@alien.top 1 points 2 years ago

"Synchrony Financial

has also been looking into the possibility of taking over the credit-card program, some of the people said. "

Well, interest rates are gonna go up. Looks like I'd be canceling my card if it switches to them.

[–] BromioKalen@alien.top 1 points 2 years ago

So... safe to assume there will be no disruption to Apple Card users besides changes coming to the terms and conditions?

[–] HougeetheBougie@alien.top 1 points 2 years ago (1 children)

Well, crap. I have both the Apple card and a savings account with them through the card. I'm a little concerned right now.

[–] timffn@alien.top 1 points 2 years ago

Nothing to be concerned about. At the VERY WORST the accounts close, and you will have plenty of time to move your money elsewhere.

[–] kellym13@alien.top 1 points 2 years ago

It would be nice for Apple Card to partner with a CC available in Canada.

[–] rest0re@alien.top 1 points 2 years ago (2 children)

Makes sense… with the 0% financing and never carrying a balance, I’ve probably been a net loss AC user for them.

CC companies hate people who pay their balance at the end of every month.

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