Apple

I think it goes to Bank of America or Chase. BofA could be helpful because this card is already a mastercard right?

No more easy CLI without hard inquiries if it’s chase :(

It would be amazing but probably never gonna happen. If it’s synchrony I will be closing my accounts

Chase insists on making money like Apple. I don’t see this.

After Goldman lost so much money due to these cards, I’m wondering what bank is stupid enough to step in next

What would happen to the current card holders? It just rolls over or?

I hope they go with Amex or someone else who operates in Canada. I’ve wanted an Apple Card since it was announced but they never made it available in Canada

Anyone but WF or Synchrony 😩

At this point, Apple needs to start a bank under their parent company and just use that

I’m no economist but is this not an option? They’re one of the largest companies in the world, surely they can figure it out if seats at one point did

Sofi

I seriously doubt Chase is going to happen... Synchrony or Barclaycard seem way more likely.

i’d prefer amex please

I wish it’s available in other countries

I'm cancelling my card if they move to Chase. Never ever had good luck with them. I know a lot of people have but idk they've always let me down/been underwhelming. Honestly Apple has enough money to open a banking side but there are probably some legal reasons they cant.

Holding out for the Diner’s Club International Apple MasterCard [tm].

Why isn’t Apple opening their own bank division?

Are they stupid?

Chase can eat my ass. They bought WaMu and then charged me to use my own debit card.

Now every bank does it, but good lord I hate that bank. Chase is what you do to them, away.

Shocker

Sounds like a good time to stop using credit cards, go back to a more cash friendly time where I bought and shopped all local.

They’ve been reporting this info for like a year. I wonder if it’ll ever happen.

Gimme those Chase points!

At least not Amex. That would make all my credit cards Amex.

I really wanted them to keep Mastercard as it covers really well merchants, especially outside the US that Amex doesn’t have.

That wouldn’t be so bad.

Also of note, Apple is turning more of its attention to 6G, even as it works on 5G cellular modem.

I just want the card to work with budgeting apps

What kind of absolute psycho would hold their phone to the terminal like this?

No chance

Nooooooooo. Big shouldn’t get bigger!

Is GS getting out because it's not profitable and people are paying balances off in full AND banking high interest savings? If so why would any bank take that on?

If they made it a Chase card I’d apply instantly

Is the apple card even worth getting? I feel like I make maybe at most 1-2 Apple purchases a year besides the monthly $10 iCloud family subscription I have.

It’d be awesome if it switched over to Visa as well, then I could use my card at Costco which is basically the only place I can’t use my AC right now.

Why would Chase do this if they know very well that GS lost their asses doing it? Would Chase have a different, better "deal" with Apple so they would not lose their asses doing that?

This would cannibalize their Freedom Unlimited card, no? 1.5X on Freedom Unlimited vs 2X on the Apple Card, though UR is better in a lot of cases vs straight cash back.

Would make sense since Chase have extensive experience with consumer banking, unlike Goldman.

Apple Card has terrible benefits but it’s my main card because of the Wallet app integration. On Chase I have my Amazon Prime card and a Checking account so moving to Chase would be great if they could integrate all your chase accounts to the app.

I feel like this would represent a strategy shift for Apple. It’s no secret Apple Card has been easy to get (arguably too easy from the perspective of an issuing bank) which is incompatible with Chase’s standards. Wondering if this is Apple or Chase in talks and testing the waters with a leak to see what response is.

I’d selfishly like to see Amex taking over the card but that’d be pretty unlikely because of probable Mastercard exclusivity, relative lack of international popularity on Amex’s end, and it being a pretty bad business decision right now.

great,,, that would make every card I own a chase card.

Surprise surprise, a random blogger with "supply chain sources" out of Japan does not know the status of Apple's 5G modem.

What possible motivation would Chase have to take on this card? Its not like chase already doesn’t have a whole ecosystem of free well regarded credit cards

Chase sounds good to me. Better than Amex.

Bloomberg, the home of the tutti-fruitti, phoney-baloney, plastic banana, good time, rock-n-roll Apple PR leaks. Apple is either testing the water on consumer response to Chase or trying to influence Chase to make the deal.

Would this make the card and acceptance rate more accessible?

I would like that

From an approval standpoint, Synchrony and Citi make the most sense. AmEx and Chase will significantly drop the approval percentage unless they modify their requirements for Apple.

Chase has zero incentive to take on the Apple Card with Apple’s terms, and Apple is not likely to give up the level of control that Chase would want in order to make a deal.

The only realistic option is that it goes to Capital One. I’d bet money on it.

I'm not sure how Chase is in the US other than probably more popular but their fairly recent launch in the UK has been great. I like the cashback and for better or for worse luckily max it out most months.

I think the only reason I haven't moved everything into Chase is hassle of moving everything and there is a slight sentimental feeling towards my Barclays account as it was the first account I had since I moved to the UK many years ago.

it's a dumb reason to cling onto the Barclays account but it is what it is.

I know nothing about banks or credit cards, does this mean it won't be a Mastercard anymore

Honestly anyone but AmEx would be fine. I travel a ton and AmEx would make it so I do not use my Apple card any longer.

There are so few places that take it in SEA.

I would actually be happy with this.

SUCH a better card/S