@deadsuperhero Just because you disagree with some things, and you've been here from the start, doesn't mean someone doesn't know what they're talking about. And even if that would be the case, it's an unnecessary insult that makes the recipients of the counterarguments less receptive to whatever is being laid out below.
So if it's in good faith, then I think that's just a poor choice of title. Only wanted to point that out. Feel free to ignore it.
@Wave This was basically describing why the #LightningNetwork exists and how it works. Until it fell off a cliff entirely with the idea of using stablecoins, which are literally the opposite of peer to peer money.
If you want something with completely p2p, private, and offline sending/receiving, where the token trust is centralized, then just use Cashu or Fedimint, where anyone can run a mint, and you can still send to everyone else via Lightning. *That* is fully p2p.