w3dd1e

joined 2 years ago
[–] w3dd1e@lemm.ee 4 points 1 week ago

We’ve been trying to reach you about your car’s extended warranty.

[–] w3dd1e@lemm.ee 7 points 1 week ago

Do they know it’s my thought or do they think it’s their own?

[–] w3dd1e@lemm.ee 3 points 1 week ago

I just told a story about doing this in another comment

It wasn’t on a whim. I had a plan and it worked. I don’t think most people are doing what I did and they are just taking these loans out without a plan or understanding on how bad they can be.

https://lemm.ee/comment/20387513

[–] w3dd1e@lemm.ee 5 points 1 week ago* (last edited 1 week ago)

I 100% fixed my credit score with these types of shitty high interest loans. I took it from 450 to 700 pretty fast.

I realized that credit score formulas are heavily weighted by payment history and credit balances. I had no credit card balances but I had bad payment record from being a stupid kid in college.

Once that dawned on me, I put all my debt into a high interest loan. Made a payment or two then my credit score would go up a bit, and I’d refinance to a somewhat lower interest rate. Those high interest loans kill most people on interest so they don’t have origination fees. I kept refinancing to better rates until I got down to a reasonable number. By then my credit score was 700 and I could make consistent affordable payments until it was gone.

I wouldn’t recommend this to most people. It takes a lot of research and planning. The financial landscape has changed a lot since then too.

NOTE: Just because I had a success story with these doesn’t mean I think the types of loans are good. I found a loophole.

I think this industry is fucking gross and they target people in my situation with little knowledge of how loans and credit work. It’s a shame the CFPB couldn’t do more to stop it and now they are dead too.

[–] w3dd1e@lemm.ee 7 points 1 week ago* (last edited 1 week ago) (1 children)

Biscuits. I am in tears, that was hilarious and I needed that. Thank you.

[–] w3dd1e@lemm.ee 36 points 1 week ago (5 children)

I had a coworker say cisgender was an offensive word. She is typically very openminded and supportive of the LGBTQ+ community so I was surprised.

Turns out she didn’t know what it meant. She just heard people use it with disdain and assumed it was offensive.

I do not understand other people.

[–] w3dd1e@lemm.ee 4 points 1 week ago (1 children)

My niece is non-binary and we run into this issue. Now, I just ask people who identify as non-binary. “When there isn’t a good non-binary term to use, do you prefer me to use male or female words?”

So far, the non-binary people I’ve asked seem to appreciate the question.

[–] w3dd1e@lemm.ee 18 points 1 week ago

You can’t buy me new dresses, that would be unethical. But, I bet my husband would appreciate some new dresses. ( ͡~ ͜ʖ ͡°)

[–] w3dd1e@lemm.ee 9 points 2 weeks ago

Anyone who has a 401k likely has Tesla stock, unfortunately.

[–] w3dd1e@lemm.ee 4 points 2 weeks ago

Yeah, could have been called “kids are learning how circuits work thanks to TikTok trend” and suddenly the story has a whole other meaning

[–] w3dd1e@lemm.ee 2 points 2 weeks ago (1 children)

Ironically, I’ve learned a lot of new words and I can directly thank Trump for that. Words like insurrection and stagflation….

[–] w3dd1e@lemm.ee 13 points 2 weeks ago

Dollar Shave Club makes 6 blade razors in the US. I just saw them at the grocery store yesterday.

 

To play Guess the Simpsons Episode go to !thesimpsons@lemmy.world!

 

If you like this, try !thesimpsons@lemmy.world’s game.

 

If you like this, check out !thesimpsons@lemmy.world . I absolutely borrowed this game from them.

 

Thanks again to !thesimpsons@lemmy.world for the idea.

 

I’m stealing an idea from !thesimpsons@lemmy.world because they had a great idea.

 

Hello! Don’t know if this is the right community to post this question, but maybe you can help.

I want to learn about cars and engines. I’m a pretty mechanical person and I like to tinker. I can do basics, like changing my own oil etc.

I want to do some hands on learning, but I don’t have a ton of money to spend or space to work in. I was wondering if you had suggestions on something small and affordable I can get to learn about engines. I was thinking a lawn mower or a scooter but I don’t know how similar those would be to a car.

Do you have any advice?

 

How do you stayed focused on a task when the task involves some type of waiting?

For example, I have a really hard time staying focused at work. The problem for me is, our software can be really really really slow. While I’m waiting for Outlook to load an email, or our internal tooling to populate data, I find my mind is wandering. Often, I’ll start on another task or pick up my phone and just completely forget about the first thing I started.

At the end of the day, I have to figure out why I have 8 half written emails open in the background of my PC.

How do you stay on track when your tasks require patience?

 

I’ve seen this show thousands of times. I have most of it memorized to the point where I can recite it from memory, but I still catch new things all the time. That’s one of my favorite things about this show.

What’s something you realized after rewatching the show several times?

 

About a year ago, I adopted a 2nd dog. For the most part they get along pretty well. They like to play together and for the most part they play well together.

After a few months, they would cuddle up together, but I noticed my first dog started sleeping in a really tight ball. To the point his head is almost facing behind him.

I googled it. It seems that position is defensive. He never slept like that before. I can tell he does it now when he is upset about something.

He doesn’t seem to like to sleep near the 2nd dog. He will go into a room and sleep alone. Of course, the 2nd dog wants to sleep with him so he follows and and curls up next to him. He doesn’t get mad when this happens but I can tell he doesn’t like it.

They still play together pretty well. He even initiates play time with the 2nd dog. He does those big goofy hops when he is trying to get 2nd dog to play with him. It’s cute.

TLDR: how can I help my 1st dog feel more comfortable around my 2nd dog outside of play time?

 

I'm a Bethesda hoarder and a crazy person, so I made a spreadsheet. I know there's a mod if you're on PC, but I'm on Xbox so I needed some help. Thought you might be interested. I got the data from Starfield Wiki and just added simple functions for the ratios.

 

I work from home and I’m going to school so I spend a lot of time at my desk. I can’t work if it’s cluttered and these cables are driving me crazy.

I built a custom desk using IKEA countertop and file cabinets that runs the full length of my wall. One half is for computer and one half is for other projects that need space!

I love it except the cables are wild and have a mind of their own. I’ve been researching methods so I was wondering:

How do you manage cables?

PS! All your stations have been awesome so far. I’m jealous!

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