this post was submitted on 08 May 2025
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It's even better if your job requires you to average X amount of hours over Y period of time, or else you lose health coverage. Like at my last job.
Meaning if you get sick, and work doesn't provide enough "sick days" for your absences to be "covered," every time you call out, the hours you miss get tallied into a monthly average. If that average gets and stays too low, your coverage gets dropped. So you're stuck in a trap where in order to use your healthcare, you have to remain healthy. Deal with a chronic illness? Work a job where you're frequently exposed to ~~children~~ germs? There's another pandemic going around? Dare to be sick three days in a row? Good luck both looking out for your health and keeping your health insurance.
I threw a rod in my vehicle. Had to quit my contract as I couldn't get a replacement vehicle at the moment and it was 54-60 miles to work each way. The contractor I was working for didn't have good insurance coverages, so I just checked healthcare.gov to see what it would cost because I figured why not. I must have done something wrong because it is saying I'm not eligible to apply at this time ( until November I'm guessing). So make sure you plan any devasting financial set backs to like October or something.
Our deductible is so high that I've made sure the family plans our emergencies ahead of time, all in the same calendar year.
Ah, but that's not how emergencies work, sadly.
No sir, I only get injured on October 23rd. An arrow to the knee. Or maybe Ive got the reference wrong and it's just a broken knee, and my life is shattered. #lifeasanamerican