this post was submitted on 14 May 2025
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I left NAB as my main bank some time ago and my main bank is now Macquarie. They have great interest and allow multiple accounts with minimal fuss. However they are an online bank and don't accept cash or cheque deposits, so I generally do anything like that through the NAB transactions account and transfer it over.
I think it's a good idea to keep accounts with a few banks and have a little bit of emergency money in each one to cover you if there is an outage.
Also ditched NAB for Macquarie, mostly for the homeloan but works out great for personal stuff too.