this post was submitted on 03 Sep 2025
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It is kind of fucked up that if you're even mildly rich, you essentially get basic income.
If you have $1 million, a fairly conservative investment strategy will get you $100k per year. That's about the median income for NYC. You'll probably get closer to $150k, since vanguard usually gets about 15% returns. That's just sticking the money in Vanguard and doing nothing else. Sit at home playing final fantasy and "earn" more than a teacher.
If you're richer, but not even mega-rich, say $3 million, you can put it in an *insured high yield savings and take home $135,000 a year. Or diversify, put some in vanguard, some in bonds, and some in high yield savings. You'll "earn" more than many people do at their jobs.
You could then just do what you want with your days. Write a book. Finish your backlog of games. Start a band. Whatever you want. You'd be free.
I want everyone to have basic income, not just the rich.
God, I wish. If I could do something like that I'd spend my days volunteering with organizations like food not bombs and local mutual aid orgs. I'd probably still have roommates, even. I don't need much. I'm happy with a bedroom of my own, the rest of the house can be shared space. I just want to do mutual aid work and not have to worry about being evicted or starving :(