this post was submitted on 12 Oct 2025
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You're right I don't know wtf these guys are yelling at you for.
Investing 5% of a paycheck is the same regardless of the absolute value of money you invest. It will be just as impactful if the % is the same.
I did some math and if I invested a fraction of my paycheck since I started working, that money would have amounted to several months of the work i was doing at the beginning by now, but I didn't, because I was stupid and had no clue investing is so easy these days.
My guess is that people thought I am inconsiderate of people's financial situation. I didn't mean offense. As for the simply pessimistic, I think they are looking for confirmation bias. Of course for those on poverty, $10 may mean a lot, but for those who are relatively well to do, $10 is not even a lot.
And don't just take my word for it, most financial advisors will say investing is the best method to grow wealth. I implore people to read comprehensive books to start in investing. The best book for beginners is The Investor's Mindset by Ben Le Fort. And you are right with the calculations, I also wish I have started investing much earlier. Saving alone is not enough with the growing wealth inequality and rising inflation.
I guess I just don't want to be a parasite on society and get free money for sitting on my ass doing nothing, but actually improve society and get paid for it instead.
I'm not really sure what you're saying. Are you saying that getting a return from an investment is getting free money for sitting on your ass?
Because if so that is a terrible take.
You take a risk with every investment you make. And, the money you invest, since you earned it already, is really valuable since you can only get it if you work, so the risk is not trivial.
By investing you're pretty much giving that money to someone and saying "hey use this to build something up and give me some back"... It gets the money back into usage and circulation rather than having it sit around doing nothing. Yet, you still own that money as long as whoever you gave it to can use the money properly.
Nothing wrong with investing so long as you avoid unethical companies. But I have to admit it's a needle in a haystack. And even good ones eventually enshitiffy.