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You know I kind of realized this while I was typing out my outrage. So, fair. But still, in the light of what they do with our pension funds, I am hard pressed to blame someone wanting to have some of their parents pensions when said parents die.
Many pensions offer survivor benefits for a lower payout. Smoking kept pension funds healthy.
Look I already admitted my comment was written as if by a drunk English gentleman in his 50's, and I saw the error of my ways halfway into the contention.
But look. If the deal is that we pay money into a fund proposed to take care of us when we are old, then how those funds are managed are also quite a big deal.
Shit I sound like a drunk Brit again. Never mind.
The solution you want is a retirement savings plan.
Granted my parents are poor and have no pension but no, I don't want their pension i didn't earn it.
If you meant having similar structure pensions as in defined benefit vs. defined contribution you're damn right but they're not fucking sustainable and that's why we are in such a mess. To make our parents or grandparents pensions sustainable requires a hell of a lot more investment in them and/or shareholder greed to fuck off and companies re-prioritize their wealth accordingly.
Both of those solutions are a big LOL.
On your first point, I concede. I get it.
On your second point, I'm not completely certain what to make of what you are saying here:
Could you explain what you mean?
So the colea notes is in the old world DB was how it was setup. You paid company a set amt of money and they set you up with x dollars a month for the rest of your life.
Fine when boomers are a massive cohort propping it up via sheer volume alone with people dying younger.
We started living longer and surprise future cohorts are not massive like the boomers. That means the model of DB is not economically feasible. Around the world from left and right countries you are seeing this. Public pensions are being rewritten and people are rightly angry but you cannot sustain the model.
This is why the collective move to DC specifically when it comes to newer employees. What you get is tied to what you put in.
Yeah, I don't mind it too much. Especially because tax evasion is a far bigger harm to social welfare systems.
As long as he actually needed that money and wasn't some already well-off fucker that wanted to hoard even more money that is.
It's all part of the same fucking scam. "It's not only that they robbed the bank, they also rifle butted the clerks in the face."