this post was submitted on 02 Dec 2025
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not sure why the downvotes, seriously...anyone who legitimately worries about "preserving their capital" (ie. investments) has already won the game, compared to the overwhelming majority of the world.
most people would be lucky to buy/pay off one home by the time they die, extra lucky to save up to cover the taxes when it's time to pass it onto their kids when they die.
many more struggle just to keep food on the table and pay their rent/utility bills.
because most lemmy people are well-off IT types whose identity is 'if i'm not a billionaire i'm struggling'. or people who just make poor financial decisions and blame billionaires for it because it's convenient and easy, and budgeting isn't.
delusion is a hell of a drug. and people downvote anything that challenges their self-delusion that they are 'struggling' in their 200K year incomes.
i got banned from reddit for pissing off rich people in my local city subreddit who love to make posts about how unfair their lives are. my local subreddit thinks you're 'struggling' on incomes of 250-500K a year, despite that being in the top 5% of incomes. people who think life is cruel and unfair because they can only afford a 1.5million dollar home and not the 5 million dollar home they feel entitled too. and they often go so far to argue with you their 'pain' is more legitimate that someone who struggles with food and heat and clothing payments, because they are 'more evolved and sensitive' than those people.