Greentext

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This is a place to share greentexts and witness the confounding life of Anon. If you're new to the Greentext community, think of it as a sort of zoo with Anon as the main attraction.

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Early_To_Risa@sh.itjust.works

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Anon tries to understand credit scores (infosec.pub)

submitted 2 weeks ago by Early_To_Risa@sh.itjust.works to c/greentext@sh.itjust.works

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[–] lusterko@sh.itjust.works 5 points 2 weeks ago (1 children)

Correct me if I'm wrong, but being an authorized user doesn't improve your credit score

[–] heatermcteets@lemmy.world 2 points 2 weeks ago

Yes it can improve their scores if the main user keeps it in good standing. It can have a negative impact if the main user doesn’t make payments on time, maxes it out, etc.

It might not be a blanket rule, but if, as an authorized user, you see the line of credit on your credit report it is impacting it.