this post was submitted on 27 Dec 2025
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[–] TwilightKiddy@programming.dev 1 points 2 days ago* (last edited 2 days ago)

Not really. Credit can be an incredibly powerful tool in right hands. It's just that a lot of people are greedy and get lured in by banks that do

GET ALL THE MONEY RIGHT NOW
~~pay twofold in a year~~

On the other hand, banking system in general is very much a scam.