Open market cost of psychologist without insurance ranges, but I've never paid more than $200 for a consult, and that's really pushing it.same for a psychiatrist (MD that prescribes meds).

With insurance as little as nothing, but usually the usual copay.

I say this having lived in multiple states, with multiple insurance companies.

Frankly you're pulling that 5k out of your ass - that's surgery level charges, pretty serious surgery at that, something requiring general anesthesia.

I've seen $50k in charges covered by a $500 copay.