this post was submitted on 28 Nov 2023
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thats an american thing, civilized nations dont let banks do that
Japan does, and it's actually worse than the US bc the ATM from your own bank charges you if you use it after 5 pm or on the weekend. They also shut down some ATMs at either 5 or 9 pm.
Thats actually insane, wtf japan
Despite the facade, Japan is pretty backwards with technology. The classic way to look at it is a country of duality with bipedal robots and fax machines, although faxes are finally dying out finally. Some examples are that they still produced VCRs until 2016, many places depending where you are didn't take credit cards up until about 5 years ago (although they seemingly mostly jumped over the credit card thing and went straight from cash to mobile pay systems), and as of 15 years ago I still saw the presence of 3.5" floppies, although those needed to be connected to computers via USB floppy drives.
I've never had to pay a fee to withdraw cash from an ATM in the USA, unless it was from a different bank than mine. Other banks charge for the convenience of taking your money from their ATM, when you don't have an account with their bank or affiliate.
It's easy to avoid those fees by just going to your own bank's ATM.
For the record - that's generally also how it works in Europe. Or well, Germany at least. Also there are independent ATM companies (Euronet and the like) not affiliated with major banks who charge outrageous fees to everyone desperate enough to use one of their ATMs.
I've only touched a Euronet ATM to write "SCAM" on it, to warn those unaware of the dangers awaiting them...
I live in Europe, and when I withdraw from ATMs when traveling in Germany, I only use "trusted" ATMs like official banks (never Euronet or other "scam" ATMs), but because it's outside of my own country, it'll cost ~5€ per withdrawal. In my own country I don't pay, no matter which bank's ATM I use.