Tehdastehdas
joined 1 year ago
Motorway noise won't be reduced by electrification.
Urban planning won't be improved.
Heavy metal pollution will be reduced.
https://www.sciencedirect.com/science/article/abs/pii/S1352231012006942
As, Hg and Se exhaust emissions were dominated by fuel combustion while Cd, Cr, Cu, Ni, Pb, and Zn exhaust emissions were dominated by lubricant oil combustion.
Microplastic pollution will increase.
We're making the same mistake with AI as we did with cars; not planning human future.
Cars were designed to atrophy muscles, and polluted urban planning and the air.
AI is being designed to atrophy brains, and pollutes the air, the internet, public discourse, and more to come.
We should change course towards AI that makes people smarter, not dumber: AI-aided collaborative thinking.
https://www.quora.com/Why-is-it-better-to-work-on-intelligence-augmentation-rather-than-artificial-intelligence/answer/Harri-K-Hiltunen
The stricter it's "controlled", the more out of control the black market is.
San Francisco has spent so much money trying to solve the fentanyl crisis and yet it still persists.
Your robot vacuum cleaner will shred it and put it in the trash.
The Ipcress File
The Man Who Would Be King
The War Lord
Panic in Year Zero
Dr. Strangelove or: How I Learned to Stop Worrying and Love the Bomb
or the more serious counterpart:
Fail Safe
Colossus: The Forbin Project
Threads (1984) - not so old, but belongs here with those other nuclear war films.
The Andromeda Strain
Because it's good now, bad later. Junkies crave good now.
I recently installed /e/OS on my phone. It's based on Lineage OS, which is based on AOSP.
Bank apps work.
Battery lasts a week in sparse use.
Its main feature is privacy, tracker blocker pictured:
34
How much of your money is invested in evil corporations? Some advice for ethical investing
(lemmy.world)
I was horrified by the contents of one of my Finnish mutual funds when I looked into it after years of disinterest: USA is overweighted, and I hate some of those companies I've ended up owning.
I'm especially disgusted by UnitedHealth Group Inc - the health insurance company whose mass murderer CEO got shot recently, sparking nationwide cheers.
As a passive investor, you'll forget your money into the wrong hands when the bank won't remind you of developments in the political situation.
Ålandsbanken promises:
"socially sustainable"
You may assume your bank is civilised, but you should have a closer look. I'm a customer of S-bank in Finland. In this case, the fund ended up under a different bank twice due to buyouts, and the management of the fund ended up in a Canadian bank branch in the UK.
My other bank didn't recommend selling my Russian investment when Putin's reign had started going overdue after his full term as a president. Luckily I was awake and sold everything.
Investments drift out of balance over time. Within mutual funds, there are limits, but the funds grow at different rates. You should re-balance your diversification once in a while to avoid excessive country risk.
I don't know if fund managers are bribed to distort the balance within the fund's limits for the benefit of a third party.
My fund is managed by that guy. I sold everything. Will reinvest in Europe.
How should you invest?
Profit comes with risk.
high risk, high reward (on average)
Don't take more risk than you can carry. For example, if you'll surely need at least 100% of your money back in a few years, don't put all of that money into stock (shares), because they are unpredictable in the short term.
In the stock market, even the duration of a "short term" is unpredictable. For example, if you invested in Japan right before the 1980s bubble burst, you would have had to wait 20 years to recover from the crash.
Japan bubble peak 1990
Owning your house is an undiversified, unhedged investment in real estate. What if there’s a bubble about to burst? What if the house is hit by a disaster that insurance won’t cover? If I owned a house, I’d probably take some debt and buy foreign shares not related to house prices.
Easiest way to invest safely:
Hire a fiduciary to craft a passive (cheap) investment strategy suited to your needs. My bank offers free advice for crafting a strategy.
(Don't buy actively managed funds with costly fees - it's a waste of money, except in a few special cases. The bank will happily sell you an expensive service.)
Easy way to invest somewhat ethically:
Put your money into ESG-compliant or highly EU SFDR-rated index funds (with really cheap fees) that don't invest in countries, industries, and companies you disapprove of.
(In some cases, switching between funds in the same bank allows you to avoid paying taxes from your previous winnings in the fund you want to get rid of, because the sell/buy -action is interpreted as an internal move.)
More ethical easy way to invest:
If the “responsible” ESG-labeled funds are too lax for your thirst for good, find a tailored fund / bespoke portfolio where you can set tighter criteria for ethical behaviour.
Do it yourself the right way:
Buy shares of companies you approve of - the most ethical companies trying to stay clean in a dirty economy. Makers of wind turbines, solar panels, batteries, cable, bicycles, electric vehicles (trains and trams!), sustainable forestry, etc.
It's easy nowadays through many banks’ websites. Upkeep cost can be minimal.
A lazy strategy:
Store your money in various low risk financial instruments.
Once in every ~5 years, invest part of your savings in a diversified portfolio of 30 companies (and other high risk financial instruments) in at least 10 countries on at least 2 continents in at least 3 unrelated industries, and forget for 5 years.
Be sure to diversify in time by buying at different times to avoid accidentally investing everything on top of a global bubble.
If you’re feeling extra active, maybe prefer to buy in a depression and sell on a bubble, but you can't predict the future any better than all the other investors trying to outsmart you. Price/earnings ratio measures investor optimism that bubbles are made of.
Between investment sprees, save into a regular savings account.
Types of risk relevant in diversification and hedging:
If all your investments are subject to the same type of risk, they could crash at the same time.
Avoid participating in disaster capitalism with a moral hazard where companies doing disaster recovery cause disasters to pump up their share value.
If you think a company isn’t enriched by you buying previously issued, pre-owned, existing shares from someone else on the market, you're wrong, because the company sees the increased demand on the market and issues more shares, making more money from investors after you. Same as when you buy a stolen item, the thief reacts to increased demand by stealing another one.
If you think donating to charities is more ethical than investing, I somewhat disagree: it's good, but it's also unsustainable. You can grow more charity power by growing money in benefit corporations that are effectively profit-seeking charities. Example: Mozilla.
I think crypto money is a waste of computation that could be used for something productive, like protein folding. That said, Wikipedia: Proof of stake # Energy consumption:
In 2021, a study by the University of London found that in general the energy consumption of the proof-of-work based Bitcoin was about a thousand times higher than that of the highest consuming proof-of-stake system ... Ethereum's switch to proof-of-stake was estimated to have cut its energy use by 99%.
(This post was originally in You Should Know. It was justly deleted for pushing an agenda, which is banned there. Thanks for all the comments that led me to write the above investment guide.)
Kauan omistamani rahaston painotus näyttää järkyttävältä, kun katson sitä ensimmäistä kertaa vuosiin. Erityisesti pistää silmään UnitedHealth Group Inc, jonka kirjoituspöytämurhaaja-toimitusjohtaja tuli ammutuksi äskettäin, ja kansa hurrasi.
Passiivisena sijoittajana omat rahat unohtuvat vääriin käsiin, kun pankki ei muistuttele maailmanpoliittisen tilanteen muuttumisesta.
"Ålandsbankenin vastuullisen sijoittamisen periaatteet"
Tämä rahasto perityi S-Pankille sen ostaessa pankkeja, jotka olivat ostaneet pankkeja. Rahaston hoitajaksi päätyi kanadalaisen pankin sivukonttori UK:ssa.
Toinen pankkini ei suositellut Venäjä-rahaston myyntiä Putinin kauden mentyä pitkäksi. Onneksi tajusin myydä osuuteni silloin.
Sijoitukset ajautuvat epätasapainoon ajan mittaan. Rahastojen sisällä on rajat epätasapainolle, mutta rahastot kasvavat epätahtiin. Välillä kannattaa tasapainottaa hajautus vaihtamalla rahasto-osuuksia sopivasti, ettei maariski kasva sietämättömäksi.
En tiedä lahjotaanko rahastonhoitajia painotuksen vääntämiseksi sääntöjen puitteissa tiettyyn laitaan ulkopuolisen tahon eduksi.
Rahastoni hoitaja on kuka lie. Myin pois. Sijoitan Eurooppaan.
Sama englanniksi, ja lisäksi sijoitusneuvoja: https://feddit.uk/post/24222258
104
Share EU where? By sharing there, you submit to shadow ban while giving credence to propaganda.
(lemmy.world)
Black box feed shaping is sneaky propaganda, making undesirable messages effectively unseen. We shouldn't submit to it, or give credence to it.
European citizens' media feeds in the control of a hostile country enables the slow, strategic destruction of Europe by trillions of unnoticeable manipulations.
It cheats you in through a back door, looking like an ad-covered kiosk. The main entrance is on the other side.
In stalls, there are two screens playing ads, sound coming from the one you're facing.
Toilet paper brands advertise on dispensers, all brands owned by the same conglomerate.
Softest toilet paper has printed portraits of the toilet company's political enemies.
Facial recognition measures usage, you pay at exit.
Exiting after 5 minutes is expensive, but a monthly plan is cheaper.
The whole wash was estimated 72 minutes when it started.
It weighs the clothes by inertia in the beginning, I didn't overload, and the water (hot and cold) comes in fast through thick pipes, so there's no excuse for this.
How dumb must the program be to estimate one minute left in the beginning of the rinse cycle with two rinses and a spin cycle to go?
The building and presumably the machine were made 2018, and the maintenance log on the side says many repairs have been made since, so the software must have been updated many times already.
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