percent

This is the first thing I've ever disliked about Switzerland (not that I know a lot about the country).

Congrats! Enjoy your null 🙂

I imagine that, when deciding whether calls to violence/murder should be grounds for banning, the reasons to ban likely outweighed the reasons not to by a lot

THIS. It's not only about income; it's income minus expenses.

Budgeting was probably the most important financial tool/skill when I was living in poverty. And now that I'm in a more comfortable financial position, I still value budgeting quite a lot. It's great for preventing more money from creating more problems.

In that case, a monthly budget is even more important – and might be pretty simple

...You assume that I haven't? I originally had to learn to budget when I was making less than minimum wage, to avoid homelessness. Budgeting can be even more important with less money.

Sadly, Americans are groomed at a young age to dive deep into debt early in life. It has become normalized for most of the population to carry some form of debt (credit cards and student loans are popular choices).

Most people don't even bother making a budget — a task that only needs to be done once a month, and is easier now than ever, thanks to technology.

Thanks to web browser development, there has been quite a lot of focus/investment into JS runtime optimizations. Since the server-side runtime environments use those same JS engines, performance tends to be quite good.

You're not wrong about the fun, but every time I buy a car, I eventually miss having an SUV when I can't move things that are too big for cars 😕

That would make the house hot af where I am. (Or cold af in the winter time)

Also, humidity levels would increase, not decrease, because the air conditioner dehumidifies.

...I suppose it's not hard to guess that I'm in southern US. People sometimes die if their A/C breaks during a heat wave.

Fun fact: Florida used to be much less livable. Its population skyrocketed when air conditioning was invented.

...ok, I'm morbidly curious. How did you manage to do that?

That reminds me of a joke:

What's the difference between an oral thermometer and a rectal thermometer? The taste.