sevan

My kids used used to call it chokit. They have since learned to pronounce it correctly, but my wife and I have adopted chokit permanently.

I downgraded to gamepass PC for now. I would have cancelled entirely, but my kids also use it, so we do get some value out of it. My kids only use it on PC anyway, but I'll miss the cloud streaming. Eventually I'll drop it altogether and most likely this generation will be my last console of any kind.

Mint on my desktop and Pop on my laptop...so that part seems accurate for me.

That looks like a super car with a healthy 6-figure price tag to me.

Yeah, I was guessing that one might be way worse than that. When my kids were born, it was cheaper for my wife to quit working than to pay infant rate child care, but that was a long time ago.

I was curious what this might look like, so I ran some numbers. It would be easy to hit this in a high cost of living area where rent will easily run 5-6k per month, but what about a medium cost of living place? I assumed a family of 4 with both parents working for 75k each and a 20% total tax rate (FICA, federal, state). All of this is based on what I know of typical cost of living items in the US.

After Tax Income (monthly) 10000

Housing 2500 Child care 1500 2 Car Payments (25k each) 1000 Groceries 800 Medical (incl. insurance) 800 401k (6% deduction) 750 2 Student Loans (30k each) 700 Utilities 400 Auto Insurance 300 Total Core Expenses 8750 Leftover for Discretionary 1250

So, you'd have 1250 per month to cover clothing, auto fuel, dining out, pets, fun money, subscriptions, activities for the kids, gifts, etc. You could easily run that to zero or below every month.

Now, there may be some room to cut in this budget, like not funding your retirement and giving up your 401k match or living in a much smaller home. But I would also say some of these numbers are very generous. Rent could be over 3k, most people don't have a 25k car loan, if you own your home you can get hit with random major repair costs, and probably most parents would laugh at my estimated child care cost.

I think a key takeaway here is that kids are really expensive. Aside from the child care costs, most people with kids will want a little more living space than is doable in an apartment and kids go through food and clothes like crazy. You could probably chop at least 2-3k per month off this budget if it was a couple living in an apartment closer into the city core, with shorter commutes and maybe even options for public transit, biking, or walking.

You can pressure cook frozen chicken in an instant pot.

Oh, that makes sense!

The tall one in the back looks a little inconvenient. Are you growing native prairie grass in there?

Not even a little bit true for me. I listened to pretty much only country at 14 and I don't listen to any country now, not even the stuff I liked then. By 16 I had switched to mostly rock & alternative. I will still listen to that occasionally, mostly for nostalgia, but it isn't on any of my playlists. I suspect most everything on my regular playlists came out after I was 30, but it continues to shift forward over time. I suspect eventually most of my current playlist will age out too.

I love this cover!

If your unit is a heat pump, are you then paying for that savings in the winter when it doesn't benefit from any solar warmth to help heat your house? If so, I wonder if it is a relatively balanced outcome or if one of the seasons has a bigger impact. I imagine it depends in part on which season is more extreme in your area.