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Wait so were your parents or your brother the evil ones with regards to the loan story? Because I think refusing to pay it back sounds kind of like the worse thing in this scenario, especially when you borrowed money from your own children. "Evil" doesn't exactly sound right, unless the whole time the entire idea was to never pay it back in the first place but getting a lawyer involved because they are making no indication that they'll otherwise pay you back seems like kind of a step that was tragically made necessary.
It's complicated, but I see your point. My parents treat us like ATM's sometimes.
But for me the distinction is intent. I don't think my parents do any of this with the intent of not following through. They're just pathologically irresponsible.
I also blame our culture and our country, because most first-world countries take care of the elderly as part of their social welfare system. Here, if you're in your 80's it doesn't matter. Don't work and society will find a way to put you on the street so a billionaire can add a fraction of a point to their dividends.