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I was fortunate enough to grow up firmly middle class. My dad sold car chemicals for a pretty good income. He and my stepmom (who also made good money in project management) explained the concept of golden handcuffs to me in high school, that when you start making a lot of money and get used to that lifestyle it’s tough to take a pay cut that takes it away. They didn’t seem especially happy or content to me so having a lot of money has never been a priority for me. I just want enough to get by and save for the future.
When I was scraping by on 28k a year slinging pizzas and delivering for the post office on Amazon Sundays I told my project manager uncle that if I made twice what I did at the time I would be fine. Now I do make 60k working IT for a school district where I can sometimes do some good, and like I had told my uncle I’m doing fine now. I have a pension, I can max out my Roth IRA, have a good down payment for my next car when mine kicks the bucket, and I’m lucky enough to rent a couple rooms relatively cheap from a friend who was lucky enough for their farmer parents to buy them most of a house, all owing me to save a few hundred a month for a house of my own. And I can still buy nice stuff for myself every now and then.
Sometimes I think it would be nice to have an extra 10 or 20k for extra breathing room, but moving back to the private sector would suck, and I would probably just end up like my mother whose financial advisor literally tells her to spend more money. I feel very privileged to say this, but I just don’t think I could be bought at this point.