Had to do this for a predatory gym membership that would only let me cancel on a certain day of the month at a specific time of the day. Fuck that.
this post was submitted on 03 Oct 2025
171 points (93.0% liked)
You Should Know
41389 readers
149 users here now
YSK - for all the things that can make your life easier!
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must begin with YSK.
All posts must begin with YSK. If you're a Mastodon user, then include YSK after @youshouldknow. This is a community to share tips and tricks that will help you improve your life.
Rule 2- Your post body text must include the reason "Why" YSK:
**In your post's text body, you must include the reason "Why" YSK: It’s helpful for readability, and informs readers about the importance of the content. **
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Posts and comments which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding non-YSK posts.
Provided it is about the community itself, you may post non-YSK posts using the [META] tag on your post title.
Rule 7- You can't harass or disturb other members.
If you harass or discriminate against any individual member, you will be removed.
If you are a member, sympathizer or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people and you were provably vocal about your hate, then you will be banned on sight.
For further explanation, clarification and feedback about this rule, you may follow this link.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- The majority of bots aren't allowed to participate here.
Unless included in our Whitelist for Bots, your bot will not be allowed to participate in this community. To have your bot whitelisted, please contact the moderators for a short review.
Rule 11- Posts must actually be true: Disiniformation, trolling, and being misleading will not be tolerated. Repeated or egregious attempts will earn you a ban. This also applies to filing reports: If you continually file false reports YOU WILL BE BANNED! We can see who reports what, and shenanigans will not be tolerated. We are not here to ban people who said something you don't like.
If you file a report, include what specific rule is being violated and how.
Partnered Communities:
You can view our partnered communities list by following this link. To partner with our community and be included, you are free to message the moderators or comment on a pinned post.
Community Moderation
For inquiry on becoming a moderator of this community, you may comment on the pinned post of the time, or simply shoot a message to the current moderators.
Credits
Our icon(masterpiece) was made by @clen15!
founded 2 years ago
MODERATORS
Do you mean planet fitness? Fu k planet fitness. I had to pay to cancel my membership years ago. I was too broke to use it and these assholes are cunts about canceling memberships. I even worked there for a time, they have a lot of scummy tactics for both clients and staff. Fuck PF
Station 24 Fitness here in Mexico :/
Your bank works for you, if you know an entity isn't supposed to have your money call your bank and do a chargeback
This was also the only way I could cancel Comcast service after they "lost" my account but kept charging me anyway
YSK: this is clearly entirely jurisdiction-dependent and we don't all live in the USA.
This is not advisable to do for any membership.
You don't foresee that some companies could actually take you to court for not fulfilling your obligations to pay. For clarification, they could take you to court for the unpaid fees, not the recurring amount. If you stack enough late payments and they feel suitable to go after you for it - they will. It isn't like they don't know your name or anything to trace back to you.
And you won't just have to pay for what you owe, but the legal fees too. Gee, who's that calling you all the time? Must be the debt collectors because now you've been tossed to debt collection agencies who'll hound you until they also decide to take you to court.
You should not be treating your bank as the middle-man for responsibilities you won't handle. There are only a few courtesies that they will do for you until they start getting suspicious of your activities and may work against you. More times than not, they're going to advise you to talk to the people you've created an account with and decided to subscribe to.
Here's the thing you should actually know: decide what the hell which subscription is worth getting into. Don't try being cute by doing this stupid method.
Just a note that doing this may result in actions being taken against your accounts(s) - especially charge-backs or related actions. A charge back will almost always result in your account being permanently banned and they will ban you if you try to make new ones.
Make sure you research the service you want to cancel and the options you'd like to take to cancel it. If it's a service you make heavy use of then you need to exercise some caution.
The only action taken against your account in case of the charge failing (so not a chargeback) is tou losing access to paid stuff, whatever it may be.
If there's a free tier, you should be reverted to that. If there isn't , the account obviously gets suspended entirely.
Cancelling a paid account shouldn't result in you losing access to otherwise free-tier services.
A chargeback (taking back money after you've used a paid service) is a whole different can of wirms, though. Which doesn't mean you should lose free-tier access in all situations, mind you.
How would removing a recurring charge on the processor side result in a chargeback? A chargeback is when you call your processor/card company and tell them to reverse a charge, which results in the charging company also having to pay a fee on top of losing that revenue.
If they can't charge you in the first place, there is nothing to create a chargeback.
I think OP meant when you do a chargeback to them.
No they won't. They have no reason to kick you off for not paying. They will simply add late fees to the payments you are still contractually obligated to pay. Those systems work fully automatically, too, so there's literally no reason for them to do anything else.
That depends on the contract, of course.
This was the only way I could cancel Disney once.
This is how I have had Adobe creative suite for free ever since they started charging for it.
I sign up with my PayPal account, and as soon as I’m done registering, I cancel the auto renew in PayPal’s payment management center.
And, yes, I do have to re-register every two weeks or so when the trial finally expires, but that sure beats having to pay 105+ dollars per month!
GenP would like a word.
Anyway, using Adobe products, even for free, is still supporting Adobe's monopolistic foothold in the creative software space. If you really want to stick it to Adobe, learn and use open source alternatives.
I’m fine with stealing from them for the last 30 years. Also, I don’t really get the logic of how stealing from them is somehow supporting them.
Besides, every alternative is absolute garbage compared to Photoshop.
¯\_(ツ)_/¯
I don’t really get the logic of how stealing from them is somehow supporting them.
You're still in the ecosystem even if you're not paying for it, meaning if you're trying to pass on files or knowledge, it's all based within Adobe's apps and their user experience. You can look into how Adobe encourages piracy on students because that means when they get to make a choice later on what professional apps they'll use they'll keep using Adobe, thus if someone else asks "oh how should I get into design?" They'll hear about Adobe as well.
Besides, every alternative is absolute garbage compared to Photoshop.
Open source sadly yes, I've yet to find something as good. Consider looking at the Affinity suite though, I used that for years while freelancing instead of Photoshop and illustrator and i wasn't missing Adobe. If anything it was an improvement, so much more performant and moving across apps was a lot easier.
Fuck setting a reminder, go nuclear.