It's not all bad, though!
I ran Linux in 2004, and it was great, but it was such a "second-class citizen" desktop OS. The fact that Unreal Tournament and sequels actually worked on Linux felt amazing because it was such a break from the norm, whereas now gaming on Linux is actually a viable option.
Maybe you could flash the ROM on your phone in 2004, but afaik nowhere near the vibrant community you have now.
And self hosting then kinda meant, "I have an Apache server and IRC daemon listening" (the irony is that the self hosting community is so good now in part because of enshittification).
Programmable microcontrollers
with freely available, to ust IDE+libraries
are literally the price of a nice cup of coffee (3x ESP32 can be had for $14 on Amazon). How cool is that!?
I think there's a lot of shitty stuff out there, and the shitty stuff probably outnumbers the cool stuff
but there's world full of really, really cool stuff out there.
No, they make a profit if your premiums are more than your care+overhead. Preventative care is sometimes offered with no co-pay
presumably because you end up costing them less over the long haul if you keep up to date with your Dr. appointments.
It's not a great system; but it does work very well for some customers, and failing to recognize that tends to preclude having a productive discussion.