Fun fact: boomers entered the workforce before credit scores existed. Credit scores were created in 1989, but people treat them like they were in the bible.
this post was submitted on 16 Apr 2025
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Do people want to go back to the system that was used before credit scores? Where the person serving the loan just made the choice based off if they thought you seemed trustworthy? Aka were a white man who went to the same church as them.
Maybe the answer is less reliance on a debt based economy. Maybe the answer is to not bake into the fabric of society a mechanism that makes a lifetime of debt a foregone conclusion. Kill the loan shark for all I care. Why does everyone need a loan? Because it's built to require one.
As a person with very little debt, this is the way.
In an economy where skill (supposedly) correlates to income, income is expected to increase across a lifetime.
Therefore 25 year-old me borrowing excess income from 45 year-old me is a good thing, purely egotistically.
Furthermore lack of debt means every big purchase is preceded by hoarding. No matter which way you look at it this is bad for society. If I had 50k€ laying around it would be much more efficient resource-wise to lend it to my neighbor so they can build up their business, than to keep the money under my mattress and tell them to tighten their belt for another five years. They get a business, I get a bit more money in the end, everyone is richer and the economy is stronger.
Economics are not a zero-sum game. This belief that "if someone is making money then someone else is getting robbed" is deeply damaging, especially as it seems to be the main economic driver for Trump's batshit insane administration.
Debt is good. Predatory practices are not. That is what regulations are supposed to curtail. Where I live "credit scores" are not a thing, banks only loan to you based on proof of income, a declaration of open credit lines, and your civil status (age, partnership status, dependent people). Racism and sexism are of course an issue, although if caught the banks face big fines. But it's not like American credit scores are colorblind...
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It's so cute you think that credit scores aren't racist.
https://www.cnbc.com/2022/10/11/how-structural-racism-plays-a-role-in-lowering-credit-scores.html
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1905 is a milestone of modern physics, because it's when Special Relativity came out.
That's older than the transistor, which was commercialized in 1951. But it's also older than the vacuum tube triode, which was invented in 1906 or 1908.
In 1905, there were no amplifiers of any kind (though there were relay switches). There was almost no radio. The triode was a necessary invention for almost all of analog electronics.
Meh, you could do signal amplification via transformers and tuned resonators.
It sucked, but it was possible.
That's how we had telephones before we had tubes.
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Chicken tikka masala was supposedly only invented in the 1960s - 1970s. Butter chicken only in the 1950s. Now I'm scared to look up naan for fear of learning it was invented by Nestle in 1994 or whatever.
Naan is safe.
General Tso's chicken on the other hand, is another 1960s invention.
Same with orange chicken.
In fact, most "Chinese" food that Americans or Brits eat was invented in the 60s or 70s.
Some of it was invented by Japanese-American restaurateurs (fortune cookies are one example), who were in the same business as the Chinese ones: using their knowledge to make cheap, satisfying food that the locals would like, authenticity being no consideration. It all got labelled as “Chinese”, because that’s where they assumed the cooks were from.
Well it's not like Japanese or Chinese (or Italian or British or French or Danish or Mexican) chefs stopped inventing new dishes. Tonkotsu ramen was invented in the 1930's. The original Kung Pao Chicken was invented sometime in the mid 19th century, in China. And General Tso's was probably invented in Taiwan and brought to the United States shortly afterward.
Whether a dish is invented in its ostensibly "home" country or by emigrants from that country doesn't actually change the legitimacy of the dish. There's no rule against chefs inventing new dishes, whether they are immigrants or not.
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This is a dumb one, but I've watched ASMR reiki videos for stress-relief and at least one has said words like "Reiki is an ancient Japanese technique which blah blab blah" Yeah... It was made up in the ~~50's~~ 1910s by some dude.
If reiki(dot)org, which claims to be the international center for this malarkey training is true, they apparently say some different forms of it were around in the 1910s, but I saw absolutely nothing about it being ancient.
Why did you spell that with a "(dot)" and then include an actual link? The reason people use (dot) or (at) is when they don't want software to automatically see something as a link or an email address, and yet you intentionally added a link.
Because I am an idiot on some form of autopilot. I never type full links in comments but I definitely wasn't thinking when I did that this time.
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The high five thing always fucks me up. Mostly because I'll see it in movies about WW2 and other historical things that it shouldn't be in and I always have to say something lol.
You know how you can push some buttons on your wall and your house magically warms up or cools down? I know people who were alive before that existed.
Oh, and salmon sushi was invented in the 1980's by the Norwegian fishing industry. Before that, no salmon in sushi.
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You know multiple people who are 123 years old???
I was thinking of central heat and air conditioning accessible to the masses for home use. But you are right that the history of HVAC goes back much farther than that.
Maybe either didn't have it necessary it wasn't widely used, or knew somebody (who was alive 20-30 years ago). Or both.
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Dick Van Dyke is older than sliced bread.
Sliced bread was the best thing since Betty White
I fucking love bread, but I'm not sure sliced bread is better than Dick Van Dyke. We may have gotten it all wrong from the get-go.
Invention that will seem obvious after it's introduced: a phone camera that can film in landscape while being held vertically.
Invention that's not obvious but I'm sure it's a brilliant idea: edible, bacon-flavored wrapping paper so that pets can open their own presents!
Invention that will seem obvious after it's introduced: a phone camera that can film in landscape while being held vertically.
Why don't we have this??
People turning their phones to film in landscape will probably be one of those things that'll look silly in old media once this is changed.
Increases the hardware pixel count by ~1.6x while being wasted every shot.
Just turn your fucking phone.
That being said, half our phones have like 3 cameras on the back we don't use, so sure, throw a fourth on, why not?
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No diss, but Kwanzaa was invented in the 1960s. It's not like a directly african tribally descended thing, though inspired by some (mostly Swahili and Zulu), it's something made for black american pride and reflection.
I actually thought this was common knowledge.
Back before the 1970's if a woman was travelling she'd have her husband or a porter carry her bags. With the rise of women travelling alone there was suddenly a market for wheeled bags. Men didn't want them because they made men look too weak to carry their own luggage.
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Clearly the High V
This dude is in sorely need of Appian transit
I can't comprehend a world without high-fives.
It’s 2025 and my invention idea from the 1980’s, the glow in the dark toilet seat, still hasn’t taken off. Makes me want to quit inventing.
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Everytime I see high fives mentioned, I am reminded of a MadTV skit parodying Antiques Roadshow where they are showing off a cell phone and one guy says "And weren't these found to cause cancer?" To which the specialist replied "Actually, no. It turns out all forms of cancer were caused by high fives."
Oh jeez I'm old
Not because I was around when this stuff was invented but because I went to school way back when they actually taught you stuff, including when things were invented
We live closer in time to the first T-Rex than the first T-Rex does to the last Stegosuraus
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What were people doing before high fives??
This: 
fr fr no cap
IIRC, people were slapping five (and then ten) in the 60s. As with a lot of cultural things, black people were doing it first.
Doom was first time ran on any device only in 1993!
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