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i'm a bit disappointed in wero: they want to be a european alternative, but you can only use it on devices with an operating system controlled by us companies.
i don't understand why they can not make it work in a browser? what are the technical limitations?
It works on grapheneOS.
Also should work on Fairphone's e/OS.
It does
Which I have, but first I had to give a US company money for the device...
But hey, one step at a time. Progress is progress, but we do indeed need to keep going
And Lineage
They are aiming at e-commerce next so I guess the next step will be handling payments in a browser.
Also, if it's integrated with your bank account, can you sent transfers from you bank's web portal? I can do it with Bizum which is pretty much Spanish Wero.
If only you could... you know... use it to pay for stuff? In stores? Wild concept, I know.
There are some stores that already support it. Give it a year or two and adoption will be more widespread.
I'd like to see them introduce cards. That'd make payments much more handy.
There is some momentum right now for sure. But the tracker is tracking what? Some selection of shops? Common two digit numbers of shops? Over all Europe.? Are they kidding.
But still a nice project
The list of banks that let you use wero is also pretty limited as of now, so it has a long way to go before being truly useful :(
You young people and your silly ideas!
I fail to see how Wero would be practical for paying in a store. Using a card is faster, and if you use your phone to pay, you might as well use NFC.
and how do you pay with NFC? AFAIK that only works with Google Pay / Apple Pay.
Some banks have their own app that works without Google Pay or even without Play Services.
Yes, some banks. But as Wero is a european project that aims to build financial infrastructure independent of US tech, I would've liked to see such a feature (if it requires an app on a mobile phone anyway). This would make contactless payment without Google feasible for everyone (and terminal providers would only have to implement one new protocol instead of handling each bank's custom NFC stuff)
Bank apps don't implement anything custom. They act like a real card.
webstores.
I can't use it on amazon, or to buy a plane or train ticket. Can't use it to pay for a pizza I order online, or a movie ticket, or a digital download movie or song or album.
I also don't use cards or phone payment IRL if I can avoid it. But particularly online, where I HAVE to use VISA or paypal, they're also not supporting those either.
How about a standardized payment API instead?
I think governments should just release a privacy respecting token that can be transferred physically between parties without the need for facilitation or interference by any third party. Preferably, the tokens should be tied to a shared unit of account, backed by the government(s), so that a user could easily exchange tokens for digitally managed receivables with a trusted independent service provider that is responsible for security. This way, the user does not have to carry all their holdings in physical tokens but can still readily use it for ad hoc payments to other users in proximity.
A release ready MVP should include functionality such as different denominations of tokens and established ways of printing and distributing the tokens with strong safefuards against known threat actors. The tokens should have an intuitive UX so that it is easy to tell the value represented by each version of the physical token on offer. Token management in user space could be simplified by "wallets" (provided by third parties). Developers should consider a "make it rain" mode for initial beta, to attract interest to the project.
I propose this new innovation be called monke, or the return to money.
GNU Taler is basically that. it is however exclusively for customer to merchant transactions, not user to user, to prevent money laundering.
User to user transactions is how everyday people use money all the time.
Still waiting for one of my banks to implement that.
My bank is not supporting it so I'm out for the time being
Most banks don't yet. German banks were lagging behind on implementation so the launch was delayed.
@broom I saw that the other day too. I was thinking of taking a photo, but then the pretzel was more important to me. :-)
I don't get why DKB does not implement it.
after studying German for 8 years at school, I can almost understand this thing!
Your money is homesick for Europe. Do it like over 45 million Europeans. Pay European.
oh, so it was not about my money's hat.
I didn't know Enterprise was an international enterprise.
And of course there's a fucking McDonald's.
I set it up for a friend yesterday and we exchanged a Euro back and forth so he got the 5 € welcome bonus. Seems to be a good incentive to get people on board. Hope my main bank implements it this year.
What do you want to look at the architecture for? That's not profit producing!!!
When QR codes? I just got back from china and that shit is amazing. No need for crazy nfc stuff or special device.. Phone and you're done. Some shops didn't even have registers.. Just a phone.
They didn't even have visa or MasterCard terminals plugged in.
Good thing. I am looking forward to it.
