that makes sense
but in this case, the bank, or whatever good site, would probably not even allow non-TLS connections
and if the mesh necessitates TLS only on an exit node*. Then yeah, that's a stupid and flawed network. And it also wouldn't be transparent (in the sense of using just like a normal ISP)
*I'm not sure how it connects to the rest of the internet, but assuming there are exit nodes that connect to other networks
my dog on a my brother's armchair